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Our Services

Maher Appraisals offers a full line of appraisal related services to Central New Jersey clients. We pride ourselves on our honest, reliable service and proven track record.

When do you need an Appraisal

Every year, countless people buy, sell or refinance their own slice of the American Dream. Most, if not all, of these transactions include a simple line item for an appraisal. It has become an understood and accepted part of a real estate transaction. ''Let's bring in the expert and make sure we're not spending too much on this property.''

But is this the only reason to get an appraisal? Are there other times when the services of a certified, licensed, independent real estate professional might come in handy?

Residential Appraisals

Residential appraisals are completed using some of the most up to date computer software available. Digital images are taken of the site and the completed form may be sent via email. We serve Monmouth, Ocean, Burlington, Mercer, and Middlesex counties. We are members of the Monmouth County, Middlesex County and Trend MLS.

Commercial Appraisals

We are capable of completing appraisals on many types of multi-unit buildings, commercial and industrial space, as well as all types of government appraisal work.

Condemnations

With vast experience in this field we can analyze and perform the assignment.

Tax Appeals

We are all qualified as expert witness in the Tax Count of New Jersey

Matrimonial Appraisals

Finalizing a matrimonial dispute involves many decisions, including "Who gets the house"? There are generally two options regarding the house - it can be sold and the proceeds divided, or one party can "buy out" the other. In either case, one or both parties should order an appraisal of the property. Matrimonial appraisals require a well supported, professional appraisal that is defensible in court. When you order an appraisal from us, you are assured that you will get the best in professional service, courtesy, and the highest quality appraisal. We also know how to handle the sensitive needs of any matrimonial situation.

Attorneys and Accountants rely on our values when calculating real property values for estates, divorces, or other disputes requiring a value being placed on real property. We understand their needs and are used to dealing with all parties involved. We provide appraisal reports that meet the requirements of the courts and various agencies.

As an attorney handling a divorce, your needs oftentimes include an appraisal to establish fair market value for the real estate involved. Often the date differs from the date you order the appraisal. We are familiar with the procedures and requirements necessary to perform a retroactive appraisal with an effective date and Fair Market Value estimate matching the date. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.

Property Tax Challenges

It's a running joke that every one has a different perspective of what a house is worth. And it's the tax assessor that seems to always come in at the high end of the scale! Challenging the tax assessment has become an annual ritual in New Jersey. Unfortunately, most people do not know how to go about this.

We can help in these situations. An appraisal report by our qualified staff will help you in this scenario These documents can carry a lot of weight when you appear before an appeals board.

PMI Removal

Private Mortgage Insurance or PMI is the supplemental insurance that many lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. The United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met.

The cost of an appraisal is very often recovered in just a few months of not paying the PMI.

Estate Planning, Liquidation or Divorce

The loss of a loved one is a difficult time in life. Likewise, a divorce can be a particularly traumatic experience. Sadly, these events are often complicated by difficult decisions regarding the disposition of an estate. Unlike many wealthy individuals, the majority of Americans do not have dedicated estate planners or executors to handle these issues. Also, in most cases, a home or other real property makes up a disproportionate share of the total estate value.

Here too, an appraiser can help. Often the first step in fairly disposing of an estate is to understand its true value. Where property is involved, the appraiser can help determine the true value. At this point, equitable arrangements can more easily be arrived at among disputing parties. Everyone walks away knowing they've received a fair deal.

There are other uses for real estate appraisals. The highly-trained individuals behind these services are always looking for ways to put their expertise to work for home owners and the people who support them.

Request An Appraisal

Get started with your appraisal process today by requesting our services. Fill out our simple online form and we’ll get back to you within a day.

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